Commercial Insurance

    Enjoy our full range of great benefits

    Motor Insurance

    Our insurers provide comprehensive cover for your vehicle against risks such as theft, hijacking, accident, fire and third-party liability. All vehicles owned, leased or hired by your business are covered under one policy. The types of vehicles that we insure include the following:
    • Private cars
    • Business motor vehicles
    • Light Delivery vehicles
    • Business trucks
    • Bus Operators
    • Haulage Trucks
    • Uber vehicles
    • Bolt / Taxify Vehicles
    • Private Taxis
    • Chauffer Driven cars
    • Church vehicles
    • Rental cars
    • Construction vehicles
    • Agriculture vehicles
    • Caravans
    • Motorcycles
    • Mining vehicles

    Comprehensive cover

    Provides cover for loss or damage to the vehicle, medical expenses as well as Passenger Liability.

    Third Party, Fire and Theft cover

    Cover is limited to Fire, theft and third-party liability only.

    Third Party Only cover

    Cover is limited to Third Party Only.

    Motor Traders Internal Insurance

    Provides cover for loss or damage to vehicles whilst they are on the premises of a business involved motor trade . This cover is suitable for traders who keep vehicles on their premises for the purposes of trade, either for sale or repairs.

    Our clients include the following:
    • Speed Turnaround
    • Certainty Of Cover
    • Innovative Solutions
    • Access To Credible & Reliable Reinsurers And Securities
    • Access To Securities For Specialized Lines Of Business

    Motor Traders External Insurance

    Provides cover for loss or damage to vehicles whilst they are away from the insured’s premises. This cover is suitable for traders who use vehicles away from the premises or on public roads for the purposes of trade, either for sale or repairs. The vehicles could be on the road for testing, delivery or demonstration.

    Our clients include the following entities:

    • Car dealerships
    • Car repairers
    • Panel beaters
    • Motor service workshops
    • Warehouses which store vehicles
    • Transport depots

    Public Liability

    This is a legal claim brought by a person who has suffered a loss, injury or damage at your premises. Every business needs protection against loss, injury or damage to the public.

    Get hold of us

    +27 10 210 7093

    Products Liability

    Legal liability claims can be brought for loss, injury or damage caused by the company’s products. Any company that is handling products from manufacturers, wholesalers, retailers, distributors, processors, importers or exporters can be sued for damage caused by their products.

    Employers Liability

    This cover protects the employer for loss, injury or death of employees during the course of their employment. Any company that has employees needs this type of cover to ensure that they have adequate financial protection.

    Trustees Liability Insurance

    Trustees are engaged to manage funds and or business on behalf of other parties. Trustees’ insurance will offer financial security for risks which might occur during their tenure of office such as theft, fraud, errors and omissions as well as professional negligence.

    Our clients include the following:
    Trustees’ are engaged to manage funds and or business on behalf of other parties. Trustees insurance will offer financial security for risks which might occur during their tenure of office such as theft, fraud, errors and omissions as well as professional negligence.

    Our clients include the following:
    • Pension Fund Trustees
    • Body Corporate / Sectional Title Trustees

    Goods in Transit

    Goods transported from one place to another are exposed to various risks of loss, damage or theft as a result of accidents, fire, weather elements or hi-jacking. Insurance provides security for financial loss suffered during the transit, including loading and unloading of the goods at departure and destination points.

    Our clients include the following:

    • Importers and exporters
    • Clearing agents
    • Transporters
    • Haulage transport companies
    • Courier companies
    • Wholesalers
    • Retailers
    • Manufacturers
    • Distributors of raw materials and finished goods

    Group Personal Accident

    Employees can be affected by accidents which can cause injury, harm, loss of limps, permanent disablement, temporary disablement and death. The Group Personal Accident policy allows the employer to provide financial protection and compensation to employees who might be affected by accidents.
    • All employers who care about the wellbeing of their employees.

    Business All Risks

    This insurance provides protection against loss of, or damage to portable business equipment whilst anywhere in the world. Such portable business equipment includes laptops, cell phones and cameras, among others.

    Our clients include the following:

    • Business executives
    • Professionals
    • Sports professionals
    • Medical professionals
    • Film and entertainment industry
    • Business travellers